One of the most common questions I get is some version of: “Is growth the main goal for 42 Solutions?” The honest answer is: no. Growth is a byproduct  of doing the fundamentals well — not the objective itself. In 2025, 42 Solutions LLC had: 0 defaults 0 foreclosures That matters more to me than any single revenue or loan volume number. Here’s why. In Private Lending, Survival Is the Game Private lending isn’t about chasing the highest yield. It’s about not losing money when

As we turn the page into 2026, I wanted to take a moment to reflect on 2025 and share a high-level update on how 42 Solutions LLC performed over the past year. 2025 was the strongest year in the history of the business — not just in terms of growth, but in how we operated, underwrote, and protected capital while scaling. Below is a transparent snapshot of what we accomplished and, more importantly, how  we did it. 2025 at a Glance — Key Results $10.823M in total loan volume f

Most people think business success comes from scaling up — bigger teams, bigger offices, bigger everything. But in today’s world, one of the most underrated flexes is staying lean and highly adaptable. At 42 Solutions, I built my private lending business around low overhead and high flexibility — by design. Not because I wanted to “bootstrap,” but because I wanted to stay dangerous. Here’s what I mean: With the speed of AI, new tech, and remote capabilities, the way we build

At the end of 2025, I’m officially three years removed from the NFL. It’s wild to even say that. Football was my identity for nearly three decades. But walking away wasn’t the hardest part—reinventing myself was. Changing your habits. Your circles. The way you see yourself. I’ve done it all over the last few years. And to be real with you—it wasn’t always smooth. But I’ve never been more aligned. This year, I found myself holding two books in my hands—both with my name on the

For a long time, I told myself I was “data driven.” I tracked KPIs. I had spreadsheets. I had charts, graphs, and historical trends. On paper, it looked disciplined. In reality, it wasn’t helping me make better decisions. The problem was simple. My KPIs were scattered across Excel files, dashboards, and reports. To answer basic questions like “Are we underperforming this month?” or “Where is the real bottleneck?” I had to dig, interpret, and mentally connect dots. That’s not

By Devon Kennard Every season of my life, whether in the NFL or in business, has reinforced one truth: success usually isn’t about finding something new. It’s about identifying what’s already working—and having the discipline to push it further than most people are willing to go. That’s the theme of 2026 for me: Do More. Do Better. And Do It Longer. Each piece matters. Each one requires its own mindset. And together, they create consistency, scale, and longevity. Let me break