Why I’m Liquidating Most of My Out-of-State Portfolio

There’s something I never thought I’d say…

I’m selling most of my real estate portfolio.

At my peak, I held 50 units across 5 different markets around the country. I built that portfolio over years — one property, one deal, one decision at a time. I was proud of it. But pride doesn’t pay returns.

So this year, I made a strategic decision:

To sell the majority of my out-of-state properties and reallocate that capital into 42 Solutions, my private lending business here in Arizona.

Here’s why.

When I took a step back and looked at the return on equity (ROE) across those properties, the numbers didn’t lie.

Yes, I had steady cash flow. Yes, values had appreciated. But when I calculated the true ROE, factoring in my current equity positions, it was clear:

My money was working way too slowly.

Even after accounting for capital gains taxes and cost seg recapture, I realized I could earn a significantly better risk-adjusted return by lending that same capital through 42 Solutions — where I can control the terms, the underwriting, and the speed of my capital cycles.

Execution Mode.

In the last few weeks, I’ve:

• Sold an additional 4 units

• Have 2 under contract

• And 2 more with multiple offers where I’m negotiating

My goal is to get down to 20 total units by the end of Q1 2026 — and honestly, I might hit that target sooner.

This move wasn’t emotional. It was mathematical.

It’s about capital allocation.

As an investor, my goal isn’t to “own more.” It’s to deploy smarter.

The Bigger Picture.

This shift is about focus.

I believe the best use of my capital — and my time — is in 42 Solutions, where I can generate stronger returns, protect my downside, and directly impact other investors’ growth in the Arizona market.

Real estate ownership taught me discipline.

But lending has taught me leverage — the kind that doesn’t require managing tenants or tracking five different property managers across time zones.

This is what The Capital Edge is all about:

Not just stacking assets, but continuously reassessing where your capital performs best.

Until next time — stay strategic.