MEET THE KIND OF BORROWERS WE LIKE TO WORK WITH

Featuring: DKorr Design & Build

Welcome back to The Capital Edge, where I break down real lending activity, highlight strong operators in the market, and share what we’re seeing inside 42 Solutions.

This week, I spent time in Arcadia Lite walking projects with Robert Spragg and his team at DKorr Design & Build. Every once in a while, you meet a group whose operational discipline directly translates into lower risk and stronger performance — and DKorr fits that category.

Borrower Spotlight: DKorr Design & Build

Two things stood out during our site visit:

1. A Precise and Disciplined Buy Box

DKorr doesn’t chase everything.

They operate intentionally inside Arcadia Lite, at a price point where they have a clear competitive edge.

This kind of strategic focus is rare. It creates:

• Predictable execution

• Stronger underwriting confidence

• Faster project turnarounds

• Better outcomes for lenders and investors

In lending, clarity is an asset — and DKorr has built their business around it.

2. A Balanced Business Model That Reduces Risk

DKorr not only develops their own projects — they also general contract for other investors.

This dual structure gives them:

• Consistent revenue across market cycles

• Better pricing power on materials and labor

• Stronger vendor relationships

• A more stable business, regardless of where the market swings

From a lender’s standpoint, multiple revenue channels signal strength, maturity, and durable partnership potential.

Why This Matters to Our Investors

At 42 Solutions, we’re selective with who we lend to.

Operators like DKorr are exactly why our loan book performs consistently through different market environments.

Strong borrowers =

Lower default risk, faster turns, and more predictable returns.

This is the foundation of how we protect capital while maintaining high yield opportunities.

Looking Ahead

I look forward to working with Robert and his team on future projects. Their approach aligns with the type of partnerships that allow 42 Solutions to deploy capital efficiently while maintaining disciplined underwriting.

As we move into 2026, you can expect more project breakdowns, borrower spotlights, and insights into how we’re continuing to grow strategically while protecting the downside.

If you ever want a deeper dive into our lending criteria, underwriting framework, or current market read — hit reply anytime.