HOW ONE BORROWER TURNED EQUITY INTO A DEAL-MAKING MACHINE

Hey Team,

I had a borrower come to me recently with a problem—and an opportunity.

He owns several properties in Arizona. Some free and clear. Others with low LTVs. Lots of equity just sitting there.

But he didn’t have access to it. And because of that, he was missing out on deals.

So we built a better solution.

We Treat Equity Like a Line of Credit

At 42 Solutions, we don’t think like a bank—we think like investors.

So instead of locking that equity away, we structured a custom loan product that lets him tap into his existing properties to fund new acquisitions.

Here’s how it works:

– If a property is free and clear, we offer a first-position loan

– If it has a loan but strong equity, we consider a second-position loan

– He uses that capital as bridge funding or a down payment

– Once the new property is stabilized or refinanced, he pays us off

– Then we rinse and repeat

It works a lot like a line of credit—but it’s deal-specific and backed by assets he already owns.

This Isn’t Theory—It’s What We Do

This isn’t a one-time product. We’ve done this with other borrowers who needed speed, flexibility, and a real relationship—not bank underwriting and red tape.

We move fast because we underwrite people and deals—not just numbers.

If the equity is real and the exit makes sense, we’ll get creative to help you scale.

We Lend Like Operators, Not Institutions

Most traditional lenders would tell this borrower to do a cash-out refi… wait 60 days… get stuck with DSCR limits… and still not have enough capital to buy anything meaningful.

That’s not how we roll.

We helped him unlock six figures of capital from his existing properties—and go get new deals without ever selling.

Want to Put Your Equity to Work?

If you’ve got equity sitting in your portfolio and want to scale, we can help you turn that into a repeatable capital source.

Want to see how we structure these deals?

Reply to this email or message me “Equity Access” and I’ll send you the playbook.

Talk soon,

DK